Mi Dinero Mi futuro

Meet our Speaker

Photo by  Natiah Jones

Photo by Natiah Jones

Ramona Ortega is the CEO & Founder of My Money My Future and Entrepreneur in Residence with Azlo, a BBVA backed small business banking platform.

In 2016, Ortega founded My Money My Future, a digital personal finance platform that helps multicultural millennials manage their money with confidence. MMMF is the first fintech platform to focus on the particular needs of this growing and dynamic demographic.The platform serves as a managed marketplace for financial services to connect with underserved millennials and provides valuable financial education and tools for end users. The MMMF dashboard provides personalized financial action plans to guide users through a range of decisions, including investing, budgeting, saving, and credit. MMMF is one of few VC  backed Latinx fintech companies. [MMMF Demo]

Ortega is a money expert and serial entrepreneur with over two decades of leadership in the public and private sectors. Prior to becoming a tech entrepreneur, Ortega was a corporate securities attorney in New York where she worked on complex securities litigation. She spent her early career as a policy and research analyst focused economic justice and human rights and founded a boutique research consulting firm and international non-profit. Ortega is also an Angel investor and expert in equity crowdfunding.

She is a contributor to TechCrunch and Huffington Post on issues of law, tech  and diversity and is an advisor with Latino Startup Alliance and Black & Brown Founder. Ortega has been featured in Forbes, CNN, TechCrunch, American Banker, NPR, Latina Magazine, Cosmopolitan Magazine and La Opinion.

Ortega has a B.A. from the University of California, Los Angeles and a J.D. from Fordham University School of Law.

Hosted January 29th, at WeWork Penn Station

Our Favorite Takeaways

It’s not about deprivation, it’s about prioritization. Establish credit, maintain credit, clean up credit! Make sure you have some sort of retirement plan.
— Ramona Ortega
Rule of thumb for saving money: Break down your income using the 50-20-30 rule. 50% of your income should go to living essentials (example: rent), 20% to retirement or savings, and 30% to flex spending.
— Ramona Ortega
Without the financial advice most well-off families receive, I’ve estimated that I’ve probably lost ~1 million dollars.
— Ramona Ortega on empowering yourself with financial education to make the best decisions

All event photography by Natiah Jones (@natiahjones)

Special thank you to our beverage sponsor Ramona Wine, and our hosts at WeWork Penn Station